From everyday spending to assets and future plans, Finch brings fast expense tracking, AI-assisted bookkeeping, flexible budgets, rich insights and practical planning tools together in one clean personal finance app.

BOOKKEEPING THAT FITS YOUR LIFE

- Record income, expenses and transfers with a calculator, text or voice.

- Organize multiple ledgers and accounts across fiat and cryptocurrencies.

- Add categories, sub-transactions, members, tags, merchants and notes.

- Choose which transactions count toward statistics or budgets.

BUDGETS AND INSIGHTS YOU CAN USE

- Build annual and monthly budgets by category or account.

- Carry balances forward and see daily spending guidance.

- Explore income, spending, balances and net worth with clear charts.

- Search your history and create shareable PDF financial reports.

MORE THAN AN EXPENSE TRACKER

- Track stocks and ETFs, including buys, sells, dividends, holdings and profit or loss.

- Manage subscriptions, billing cycles and payment history.

- Follow savings goals and every deposit or withdrawal.

- Keep lending, borrowing and repayment records organized.

- Plan installments with principal, interest, schedules, progress and due reminders.

- Catalog valuable items, accessories, purchase costs and warranties.

- Create recurring income, expense and transfer templates for automatic bookkeeping.

SMARTER IMPORTS, YOUR DATA UNDER YOUR CONTROL

Use AI to map third-party Excel workbooks or import and export Finch-format files. Your financial database is local-first, with an optional security lock and user-controlled backup through WebDAV or Google Drive.

Whether you want a simple daily expense tracker or a fuller view of budgets, assets, commitments and goals, Finch helps you understand where your money goes and what comes next.

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