Liv X - Mobile Banking App

30.6K reviews
Content rating
Rated for 3+
500K+
Downloads
Content rating
Rated for 3+
Learn more
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About this app

Step up to a bespoke digital banking experience with Liv Digital Bank's new and improved app.
The Liv X - Mobile Banking App offers you the fastest, safest, and most convenient way of banking on the go. Easy to download and use, this state-of-the-art app serves as the ultimate tool for managing your finances.
Open an account in just a few minutes with zero paperwork. Log in and bank securely through a multi-layered verification system. Navigate seamlessly between products, simplify and streamline your finances, and manage your everyday banking activities effortlessly.
Grow your money with a range of lucrative offerings like Millionaire Account, Instant Interest Fixed Deposits, Gold Account, UAE Equities, IPOs, and more.
Automate savings for life’s biggest milestones using the Goal Account. Or apply for a Personal Loan to fulfil them at the best interest rates.
Enable your kids and dependents financially with the Liv Lite app. Featuring a digital wallet with a personal Debit Card facility, this app allows them to have their own bank account which can be controlled and managed by the Liv X app.
Discover unbeatable cashback and rewards with our Credit Cards. Go green and transact digitally using e-wallets such as Google Pay, Apple Pay, and Samsung Pay. Avail premium benefits with a Liv Credit Card such as Balance Transfer, Installment Payment Plan at Point of Sale (PoS), and Loan on Card.
Choose from a host of lifestyle offers and deals from 2000+ merchants across dining, shopping, entertainment, fitness and more.
The Liv X app offers trust and innovation combined to serve as your one-stop-shop for all things banking and more. All through a user-friendly design for a fast, secure, and exceptional digital banking experience.
Key features include:
 Paperless & instant: Open an account in just a few minutes from the app with your Emirates ID and passport only. No paperwork required at all.
 Secure banking: Transact and manage your money securely through a multi-layered validation system.
 Money management: Add money to your account via any (UAE) debit card or through bank transfers. Track budgets, income and spends through the dashboard at a glance.
 Real-time alerts: Stay updated through personalized notifications. Get transactional updates as well as the latest offers across products and value-added services.
 Quick & easy bill payment: Pay utility bills in just a few taps. Choose from a list of service providers like Du, Etisalat, DEWA, Nol, Salik, and many more.
 Card management: Ensure the utmost safety of your card in a hassle-free way. Activate, lock, and unlock your Liv cards at the click of a button.
 Free local & international transfers: Make quick and easy transfers to any UAE bank using just their IBAN numbers. Transfer funds internationally using DirectRemit (across Egypt, India, Pakistan, Sri Lanka, Philippines, and United Kingdom).
 Exclusive services: Transfer money within UAE in a flash using AANI Pay with just the recipient’s mobile number. Generate validated e-statements directly from the app.
 Lifestyle benefits: Access the best deals across top entertainment destinations. Or participate in our biggest draws and investment opportunities such as IPO.
 Grow your wealth: Tap into the stability and security of Digital Gold or trade effortlessly in UAE Equities from the comfort of your home.
 Prompt support: Connect for assistance easily via Call or WhatsApp on 600521212.
Get onboard the new Liv X - Mobile Banking App today to enjoy the many benefits and features that it has to offer. Upgrade to a brand-new digital banking experience. Liv Ahead, Bank Ahead.
Elevate your banking experience today. Download the Liv X - Mobile Banking App, powered by Emirates NBD, and take control of your finances!
Terms and conditions apply.
Liv X - Mobile Banking App, powered by Emirates NBD.
Updated on
Sep 25, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Device or other IDs
  • No data collected
    Learn more about how developers declare collection
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

30.5K reviews
Martha Wambua
September 8, 2026
Excellent service. I was withdrawing AED 3,000 from the ATM, but I accidentally collected only AED 2,000. After counting the cash, I realised AED 1,000 was missing. I checked the ATM and found that the remaining AED 1,000 had been retained by the machine. I contacted the bank, and they followed up on my complaint and refunded the AED 1,000. Thank you for your assistance and excellent service. ⭐⭐⭐⭐⭐
3 people found this review helpful
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Emirates NBD
September 10, 2026
Hello Martha, we see that you've given us a one-star rating, but your comment appears to be positive. We're here to assist you if you've faced any issues. Feel free to email us at service@liv.me using your registered Email ID for further assistance.
12C Alulod, Dennycel H.
September 11, 2026
Genuinely horrible first time experience opening a card. I've already registered a card a week ago now but i still haven't gotten a confirmation. it keeps saying this error message cif whenever i try to log in?? then when i try to forget credentials it just says error while fetching your documents. I cant even apply for a new card cause it says I've registered already. I know i typed in the correct email and password
1 person found this review helpful
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Emirates NBD
September 14, 2026
Hello, thank you for taking the time to share your experience. We recognize the significance of a seamless onboarding process and are committed to enhancing your experience. For any further assistance, please contact us at service@liv.me and mention reference number LBG-01782 in the subject line.
Hakuna Matata
July 3, 2026
The security and user flow on this credit card application app are incredibly low. I was simply browsing the app to check for the 0% interest installment plans. Without swiping or clicking any final confirmation to make a purchase, a transaction was processed. ​A customer service agent had previously told me that a clear payment option would appear before anything went through, and that I should consult customer service first. Instead, the app processed a charge without my consent. Very disappo
9 people found this review helpful
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Emirates NBD
July 6, 2026
Hello, thank you for your feedback; it is very important to us as we work to enhance our Mobile Banking App. We recognize the importance of having a secure experience. We want to make sure your issues are resolved quickly. Please email us at service@liv.me from your registered email ID, including the reference number LBG-01686 in the subject line.

What’s new

You can now redeem your eligible Liv credit card reward points for crypto directly in the app. A seamless and secure experience designed to give you more flexibility and choice.
We’ve also made performance enhancements, and bug fixes to improve your overall banking experience.
To enjoy the latest enhancements and access all features and services, kindly update to the latest version of the app.
Thank you for banking with Liv.
Content rating
Rated for 3+
Learn more

App support

About the developer
EMIRATES NBD BANK (P.J.S.C)
mobilebankingdev@emiratesnbd.com
Beside Etisalat Main Office Baniyas Street, Rigga Al Buteen, Al Ras, Deira إمارة دبيّ United Arab Emirates
+971 4 384 3924

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